As the world continues to try and get back to a new normal almost everything remains uncertain from traveling plans to the increase n gasoline to getting a loaf of your favorite bread at the local grocery store.
And if you are headed for a vacation some travel insurance companies have reported a significant increase in travel insurance claims in recent weeks, according to a new report. With an upsurge in recent claims submissions, travelers should anticipate possible delays.
Troubles, Issues, and Problems
“Many trips were affected by the Omicron surge and other factors, especially during December and January. Those travelers, who have coverage, are likely in the process of submitting claims to their insurance company. This high volume may lead to subsequent delays,” said InsureMyTrip Travel Insurance Expert Meghan Walch in a news release.
Ways to Prevent Lag Time
When filing a travel insurance claim, InsureMyTrip says travelers can help prevent additional lag time by understanding requirements in advance and supplying the proper paperwork to the travel insurance company:
- Specific forms may be required for each benefit within a policy. If documents are missing, this may cause a claim to be delayed.
- Use your travel insurance company’s online portal to submit a claim or check the status of an existing claim.
- Obtain and save all receipts and documents related to an incident to help verify a claim. Once you return home from a trip, it can be more difficult to obtain documentation from travel suppliers or medical facilities.
For those planning a trip to a country with a very high level of COVID-19, the experts at InsureMyTrip recommend purchasing travel insurance. In addition, many top international destinations require it, including Costa Rica, The Bahamas, and the British Virgin Islands. So, it is best to be ready and prepared should something go wrong from delays to canceled transportation, etc.
Stay Safe and Alert
Regardless of where you are headed in the near future — beaches, mountains, desert, Europe —
it’s always wise to make plans in case of an emergency or unforeseen issue, or problem. Many travelers opt for travelers insurance which can help should you need to cancel a trip or vacation.
Note: coverages are governed by the specific plan certificate. Traditional travel insurance does not offer cancellation coverage for fear of travel, whether related to COVID-19 or not. Cancel For Any Reason is required, according to the news release.