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So far Ethan Baker has created 140 blog entries.

Why Is It So Hard to Buy a Home With Student Loan Debt?

There are currently 45 million Americans with student loan debt. Nearly one-fifth of these individuals have debt that is greater than $100,000 according to an article published by CNBC. This debt is making it hard for these people to get into their first home. But the real question is why [...]

By |2018-12-31T17:51:34-08:00January 1st, 2019|Academics|Comments Off on Why Is It So Hard to Buy a Home With Student Loan Debt?

Consolidate Your Federal Loans for Free

Loan consolidation has become quite a confusing concept with all of its different definitions. Basically, loan consolidation is a process in which you combine several loans into one with the potential opportunity to get more favorable repayment terms. We will discuss everything you need to know about consolidating your federal [...]

By |2018-12-23T17:50:43-08:00December 25th, 2018|Academics|Comments Off on Consolidate Your Federal Loans for Free

How to Avoid Taking on Massive Amounts of Student Loan Debt

As the popularity of getting a college degree has increased, so has the costs to achieve this aim. With the student loan debt crisis ballooning ever higher, now sitting at $1.5 trillion total debt, it behooves all of those future college students to really do their research to avoid going [...]

By |2018-12-17T14:01:09-08:00December 18th, 2018|Academics|Comments Off on How to Avoid Taking on Massive Amounts of Student Loan Debt

Getting Your Student Loans Forgiven

Back in 2007, the public service loan forgiveness (PSLF) program was signed into law by then-president George W. Bush. It allows for certain “not-for-profit and government employees to have their federal student loans canceled after 10 years of on-time payments.” We will be discussing this program and how it potentially [...]

By |2018-12-10T11:45:51-08:00December 11th, 2018|Academics|Comments Off on Getting Your Student Loans Forgiven

Watch Out on Your Retirement If You Have Student Loans

If you are going to be paying off your student loan debt for years to come, you should not forget about planning for retirement. Although you want to get that debt off your back, you do not want to sacrifice your future. The best time to save for retirement is [...]

By |2018-12-03T16:08:57-08:00December 4th, 2018|Academics|Comments Off on Watch Out on Your Retirement If You Have Student Loans

Companies Starting to Offer Student Loan Assistance as a Benefit

With so many people entering the workforce with a large sum of student loan debt, companies are now starting to considering offering a new benefit — student loan assistance. Along with 401(k) and other offerings, student loan assistance may soon become a common offering to help attract new talent. Crippled [...]

By |2018-11-26T14:22:07-08:00November 27th, 2018|Academics|Comments Off on Companies Starting to Offer Student Loan Assistance as a Benefit

Implications of Rolling Your Student Debt Into Your Mortgage

As student loan borrowers are faced with record levels of debt, many are trying to find new creative solutions to help pay it off. Consolidating their student loan debt with their mortgage is one of the options that are available out there. However, this is probably one of the harder [...]

By |2018-11-19T15:00:12-08:00November 20th, 2018|Academics|Comments Off on Implications of Rolling Your Student Debt Into Your Mortgage

Student Debt is Still on the Rise but a Slowdown is Trending

Although student loan debt is still rising, recent data has shown that there is a slowdown. According to an article released by CNBC, the average debt per graduate rose only 1 percent in 2017 from the previous year. This is lower than the year over year average from 1996 to [...]

By |2018-11-05T14:16:33-08:00November 6th, 2018|Academics|Comments Off on Student Debt is Still on the Rise but a Slowdown is Trending

New Report Signals a Greater Downturn in the Student Loan Debt Crisis

In a recent report released by Bloomberg, the student loan debt crisis may get worst despite a booming economy. The main figure that is still a cause of concern is the lack of higher wages for college graduates. Coupled with this is the cumulative growth of student loan debt, which [...]

By |2018-10-29T13:57:01-08:00October 30th, 2018|Academics|Comments Off on New Report Signals a Greater Downturn in the Student Loan Debt Crisis

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