Twenty-seven states are banding together to take on the student debt crisis through a national campaign that launched in early March. The aim of the campaign, led by the 529 College Savings Plans Network, is to limit college debt for new generations by helping families plan ahead for higher education costs. "More [...]
If you've never had a robocall dial your cell or home phone, you've been living under a rock. And if you have, it's gotten a whole lot worse, according to one report. In fact, the robocall problem exploded in 2018 with an estimated 47.8 billion robocalls made in the U.S., [...]
There are currently 45 million Americans with student loan debt. Nearly one-fifth of these individuals have debt that is greater than $100,000 according to an article published by CNBC. This debt is making it hard for these people to get into their first home. But the real question is why [...]
Loan consolidation has become quite a confusing concept with all of its different definitions. Basically, loan consolidation is a process in which you combine several loans into one with the potential opportunity to get more favorable repayment terms. We will discuss everything you need to know about consolidating your federal [...]
As the popularity of getting a college degree has increased, so has the costs to achieve this aim. With the student loan debt crisis ballooning ever higher, now sitting at $1.5 trillion total debt, it behooves all of those future college students to really do their research to avoid going [...]
Back in 2007, the public service loan forgiveness (PSLF) program was signed into law by then-president George W. Bush. It allows for certain “not-for-profit and government employees to have their federal student loans canceled after 10 years of on-time payments.” We will be discussing this program and how it potentially [...]
If you are going to be paying off your student loan debt for years to come, you should not forget about planning for retirement. Although you want to get that debt off your back, you do not want to sacrifice your future. The best time to save for retirement is [...]
With so many people entering the workforce with a large sum of student loan debt, companies are now starting to considering offering a new benefit — student loan assistance. Along with 401(k) and other offerings, student loan assistance may soon become a common offering to help attract new talent. Crippled [...]
As student loan borrowers are faced with record levels of debt, many are trying to find new creative solutions to help pay it off. Consolidating their student loan debt with their mortgage is one of the options that are available out there. However, this is probably one of the harder [...]
Selecting which college, you end up attending will be for someone of the biggest decisions they will make in their life. A key factor that goes into this college selection is money. One of the things I have stressed in previous articles is the importance of getting as much financial [...]
