Anyone can walk into a bank and open up a savings account, but watching it grow is another story.

Besides making more money at your job and being disciplined to actually set some cash aside, what else can you do to be an effective saver?

While it may be difficult to pass up spending cash on extravagant meals, wardrobes or/and other luxuries, it can be done. Here are some ideas to start your savings self-control now.

First off, as soon as you get your regular paycheck, make sure at least a portion goes right into your savings account. A quick and easy way is to actually schedule a portion of it to be automatically deposited into a dedicated savings account.

Making regular deposits is only a small part of increasing your savings account. To see it grow, you need to restrict yourself from the transferring funds to your checking account if you come into a bind.

Remember, if you want to build your savings account, you need to make sure deposits outnumber withdrawals.

In a report on the website, Diane Morais, president and CEO of Ally Bank, says account holders might want to give nicknames to savings accounts to clarify which accounts you are drawing from before taking out or transferring money.

“Labeling the various accounts with a specific name that reminds the account holder of what they are saving for can help deter them from withdrawing money from that account and subsequently spending it,” Morais says.

Another option should you still struggle with growing your savings account, is utilize a personal adviser. Ask friends and family if they might suggest theirs or ask your bank for a recommendation.

In the same report, Richele Messick, spokeswoman for Wells Fargo in St. Paul, Minnesota, says technology can provide many benefits for account holders interested in saving money.

“Today, we can use Smartphones to do more than just stay in touch with friends and family,” Messick says. “You can stay in touch with your money as well.

For example, set an alert on your mobile banking App to help and remind you. A June 2015 Bank of America study found 3 popular choices:

  • A low-balance alert sends you a text message when your funds are low
  • A mobile deposit alert sends you a text message when you submit a check via your Smartphone. This acts as a receipt of sorts.
  • An unusual activity alert sends you a text message if your bank detects suspicious account changes.

In the end if you start saving now and follow these simple tips and practices, it may help in the long run.

“If you’re going to be a saver, it’s going to require some tough decisions,” McBride says. “It means passing up consumption today so that you can instead save for consumption in the future.”

After all, you don’t want to be broke in case an emergency hits or when you are ready to retire. You’ll want as much money as possible to do all of the things you planned on or put on your bucket list.