In the recent aftermath of the Equifax data breach, one of the best things you can do to protect yourself if you were part of the 143 million affected is to freeze your credit. This will have no impact on the lines of credit you already have open. What a [...]
Many people want to avoid carrying debt, and of course, this is completely rational. No one wants to be burdened by chunk of debt when they are trying to stay ahead to make ends meet. However, by not having an established credit history, financial institutions will have nothing to go [...]
So, you want to buy a house but your credit – and your credit score – quite frankly stinks. Now what?As rents continue to rise and home values are on the upswing, many say this is a good time buy a home. However, don’t let poor credit keep you out [...]
If you do not have a credit history, it can be difficult to find a way to build credit. It’s a catch-22 situation where to get approved for a credit card or a loan, you need to have already built credit. So how do you start? There are a few [...]
A credit report is a detailed statement that has information about your credit activity and current credit situation. Your credit report contains personal information along with current and historical credit accounts, the credit limit or amount, account balance, account payment history, the date the account was open and closed, and [...]
